PRCH (Porch Group) PB Ratio: (As of Jul. 02, 2026)


PRCH Porch Group Inc PRCH
64 GF Score
Price $15.98
GF Value $3.98
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Porch Group PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-02), Porch Group's share price is $15.98. Porch Group's Book Value per Share for the quarter that ended in Mar. 2026 was $-0.24. Hence, Porch Group's PB Ratio of today is .

The historical rank and industry rank for Porch Group's PB Ratio or its related term are showing as below:

During the past 7 years, Porch Group's highest PB Ratio was 16.61. The lowest was 0.89. And the median was 3.65.

PRCH's PB Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.37
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Porch Group  (NAS:PRCH) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Porch Group PB Ratio Related Terms


Porch Group PB Ratio Historical Data

* Premium members only.

The historical data trend for Porch Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porch Group PB Ratio Chart

Porch Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 7.04 2.33 0.00 0.00 0.00

Porch Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PRCH vs KMPR, UFCS, PRA: PB Ratio Comparison

For the Insurance - Property & Casualty subindustry, Porch Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Porch Group PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Porch Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Porch Group's PB Ratio falls into.


PRCH
64GF Score
Porch Group Inc PRCH
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Porch Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Porch Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=15.98/-0.24
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Is Porch Group (PRCH) Overvalued in 2026?

Based on GuruFocus' analysis, Porch Group stock appears to be overvalued. The current stock price of $15.98 is trading 301.5% above its estimated GF Value™ of $3.98. GuruFocus considers Porch Group to be Significantly Overvalued.

Key valuation signals for PRCH:

  • PB Ratio:
  • GF Value™: $3.98 vs. price of $15.98 (301.5% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Porch Group Business Description

Other Exchanges 32RD:Germany
Address 411 1st Avenue South, Suite 501, Seattle, WA, USA, 98104
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
64GF Score

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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.98
Price
$3.98
GF Value