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Regency CentersREG -0.60%82 Cash-to-Debt is 0.03 as of Mar. 2026, which is 50% above its 10-year median of 0.02. GuruFocus rates REG with a GF Score™ of 82/100 and a GF Value™ of $77.50 (Fairly Valued). The stock has 6 warning signs investors should review. Among 850 REITs companies, Regency Centers ranks worse than 68.12% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Regency Centers's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.03.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Regency Centerscouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Regency Centers's Cash-to-Debt or its related term are showing as below:
REG'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.02 Max: 0.15
Current: 0.04
During the past 13 years, Regency Centers's highest Cash to Debt Ratio was 0.15. The lowest was 0.01. And the median was 0.02.
REG's Cash-to-Debt is ranked worse than 68.12% of 850
companies
in the REITs industry
Industry Median: 0.09
vs REG: 0.04
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Regency Centers Cash-to-Debt Related Terms
Regency Centers Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Regency Centers's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the REIT - Retail subindustry, Regency Centers's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regency Centers Cash-to-Debt vs REITs Industry
For the REITs industry and Real Estate sector, Regency Centers's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Regency Centers's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regency Centers (REG) has a Cash-to-Debt of 0.03 as of Mar. 2026. This is 50% above median its historical median of 0.02. Over the past decade, Regency Centers' Cash-to-Debt has ranged from 0.01 to 0.15. According to the industry distribution chart, Regency Centers ranks #579 out of 850 companies in the REITs industry, placing it in the top 68.1%.
Is Regency Centers' Cash-to-Debt too high?
Regency Centers' current Cash-to-Debt of 0.03 is 50% above median its 10-year median of 0.02. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.15. The REITs industry median Cash-to-Debt is 0.09. Regency Centers' value of 0.03 is 66.7% below this industry median. Based on the distribution chart, Regency Centers ranks #579 out of 850 companies in the REITs industry, which is below the industry midpoint. Overall, Regency Centers has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Regency Centers' Cash-to-Debt compare to KIM and FRT?
According to the REITs industry distribution chart, Regency Centers ranks #579 out of 850 companies for Cash-to-Debt. This places Regency Centers in the lower half of its industry. The industry median Cash-to-Debt is 0.09. Regency Centers' value of 0.03 is 66.7% below this benchmark. Historically, Regency Centers' own Cash-to-Debt has ranged from 0.01 to 0.15 over the past decade. While the company's 10-year median is 0.02 vs. the industry median of 0.09, Regency Centers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a REITs company?
The median Cash-to-Debt among REITs companies is 0.09, based on 850 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regency Centers's current Cash-to-Debt of 0.03 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median Cash-to-Debt is 0.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regency Centers's current Cash-to-Debt is 0.03, which is 50% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Centers stock overvalued right now?
Based on GuruFocus' analysis, Regency Centers (REG) is currently considered Fairly Valued. The stock's GF Value™ is $77.50, compared to a current price of $76.06 — trading 1.9% below its estimated fair value. The current Cash-to-Debt is 0.03, which is 50% above median its 10-year median of 0.02 and 66.7% below the REITs industry median of 0.09. Regency Centers' overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Regency Centers (REG), the current Cash-to-Debt is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regency Centers (REG) Overvalued in 2026?
Based on GuruFocus' analysis, Regency Centers stock appears to be undervalued.
The current stock price of $76.06 is trading 1.9% below its estimated GF Value™ of $77.50.
GuruFocus considers Regency Centers to be Fairly Valued.
Key valuation signals for REG:
Cash-to-Debt: 0.03 (50% above median its 10-year median of 0.02)
GF Value™: $77.50 vs. price of $76.06 (1.9% below fair value)
Industry Position: 66.7% below the REITs median (#579 of 850)
No single metric tells the full story. See the REG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regency Centers is one of the largest shopping center-focused retail REITs. The company's portfolio includes an interest in 481 properties, which includes over 58 million square feet of retail space following the completion of the Urstadt Biddle acquisition in August 2023. The portfolio is geographically diversified with 22 regional offices and no single market representing more than 12% of total company net operating income. Regency's retail portfolio is primarily composed of grocery-anchored centers, with 80% of properties featuring a grocery anchor and grocery stores representing 20% of annual base rent.
82GF Score
Get the complete analysis for REG
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