REG (Regency Centers) Effective Interest Rate on Debt %: 3.96% (As of Mar. 2026)


REG Regency Centers Corp REG
81 GF Score
Price $79.72
GF Value $76.61
Valuation Fairly Valued
! 8 Warning Signs
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What is Regency Centers Effective Interest Rate on Debt %?

Regency Centers REG -1.92% 81 Effective Interest Rate on Debt % is 3.96% as of Mar. 2026. GuruFocus rates REG with a GF Score™ of 81/100 and a GF Value™ of $76.61 (Fairly Valued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Regency Centers's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $216 Mil. Regency Centers's average total debt for the quarter that ended in Mar. 2026 was $5,468 Mil. Therefore, Regency Centers's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.96%.


Regency Centers  (NAS:REG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Regency Centers Effective Interest Rate on Debt % Related Terms


Regency Centers Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Regency Centers's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regency Centers Effective Interest Rate on Debt % Chart

Regency Centers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.30 3.40 3.39 3.85 3.99

Regency Centers Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.82 3.85 3.90 3.88 3.96

REG vs KIM, FRT, BRX: Effective Interest Rate on Debt % Comparison

For the REIT - Retail subindustry, Regency Centers's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regency Centers Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Regency Centers's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Regency Centers's Effective Interest Rate on Debt % falls into.


REG
81GF Score
Regency Centers Corp REG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Regency Centers Effective Interest Rate on Debt % Calculation

Regency Centers's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -206.456/( (5018.169+5338.123)/ 2 )
=-1  *  -206.456/5178.146
=3.99 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4953.169 + 65
=5018.169

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5218.123 + 120
=5338.123

Regency Centers's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -216.352/( (5338.123+5597.148)/ 2 )
=-1  *  -216.352/5467.6355
=3.96 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5218.123 + 120
=5338.123

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5567.148 + 30
=5597.148

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.96% mean?
Regency Centers (REG) has a Effective Interest Rate on Debt % of 3.96% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Regency Centers and its competitors.
Is Regency Centers' Effective Interest Rate on Debt % too high?
Regency Centers' current Effective Interest Rate on Debt % is 3.96%. Overall, Regency Centers has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Regency Centers' Effective Interest Rate on Debt % compare to KIM and FRT?
Regency Centers' Effective Interest Rate on Debt % of 3.96% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Regency Centers and its competitors. Regency Centers's current Effective Interest Rate on Debt % is 3.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Centers stock overvalued right now?
Based on GuruFocus' analysis, Regency Centers (REG) is currently considered Fairly Valued. The stock's GF Value™ is $76.61, compared to a current price of $79.72 — trading 4.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.96%. Regency Centers' overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Regency Centers (REG), the current Effective Interest Rate on Debt % is 3.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regency Centers (REG) Overvalued in 2026?

Based on GuruFocus' analysis, Regency Centers stock appears to be overvalued. The current stock price of $79.72 is trading 4.1% above its estimated GF Value™ of $76.61. GuruFocus considers Regency Centers to be Fairly Valued.

Key valuation signals for REG:

  • Effective Interest Rate on Debt %: 3.96%
  • GF Value™: $76.61 vs. price of $79.72 (4.1% above fair value)
  • GF Score™: 81/100 with 8 warning signs

No single metric tells the full story. See the REG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regency Centers Business Description

Industry Real EstateREITs
Address One Independent Drive, Suite 114, Jacksonville, FL, USA, 32202
Regency Centers is one of the largest shopping center-focused retail REITs. The company's portfolio includes an interest in 481 properties, which includes over 58 million square feet of retail space following the completion of the Urstadt Biddle acquisition in August 2023. The portfolio is geographically diversified with 22 regional offices and no single market representing more than 12% of total company net operating income. Regency's retail portfolio is primarily composed of grocery-anchored centers, with 80% of properties featuring a grocery anchor and grocery stores representing 20% of annual base rent.
81GF Score

Get the complete analysis for REG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.72
Price
$76.61
GF Value