LU (Lufax Holding) Ending Cash Position: $1,574 Mil (As of Dec. 2025)


LU Lufax Holding Ltd LU
53 GF Score
Price $1.39
GF Value $2.53
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Lufax Holding Ending Cash Position?

Lufax Holding LU +2.21% 53 Ending Cash Position is $1,574 Mil as of Dec. 2025. GuruFocus rates LU with a GF Score™ of 53/100 and a GF Value™ of $2.53 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Lufax Holding's Ending Cash Position for the quarter that ended in Dec. 2025 was $1,574 Mil.

Lufax Holding's quarterly Ending Cash Position increased from Dec. 2024 ($-1,196 Mil) to Jun. 2025 ($1,841 Mil) but then declined from Jun. 2025 ($1,841 Mil) to Dec. 2025 ($1,574 Mil).

Lufax Holding's annual Ending Cash Position declined from Dec. 2023 ($2,602 Mil) to Dec. 2024 ($1,621 Mil) and declined from Dec. 2024 ($1,621 Mil) to Dec. 2025 ($1,574 Mil).

Lufax Holding Ending Cash Position Related Terms

Lufax Holding Ending Cash Position Historical Data

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The historical data trend for Lufax Holding's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lufax Holding Ending Cash Position Chart

Lufax Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,160.00 4,244.97 2,601.78 1,620.51 1,574.44

Lufax Holding Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -963.89 2,827.01 -1,196.40 1,841.21 1,574.44
LU
53GF Score
Lufax Holding Ltd LU
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Lufax Holding Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Lufax Holding's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=1675.153+-100.716
=1,574

Lufax Holding's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=1877.076+-302.639
=1,574

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $1,574 Mil mean?
Lufax Holding (LU) has a Ending Cash Position of $1,574 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Lufax Holding and its competitors.
Is Lufax Holding's Ending Cash Position too high?
Lufax Holding's current Ending Cash Position is $1,574 Mil. Overall, Lufax Holding has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Ending Cash Position compare to FINV and JCAP?
Lufax Holding's Ending Cash Position of $1,574 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Credit Services company?
A good Ending Cash Position depends on the Credit Services industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Lufax Holding and its competitors. Lufax Holding's current Ending Cash Position is $1,574 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.53, compared to a current price of $1.39 — trading 45.1% below its estimated fair value. The current Ending Cash Position is $1,574 Mil. Lufax Holding's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Lufax Holding (LU), the current Ending Cash Position is $1,574 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.39 is trading 45.1% below its estimated GF Value™ of $2.53. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

  • Ending Cash Position: $1,574 Mil
  • GF Value™: $2.53 vs. price of $1.39 (45.1% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
53GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.39
Price
$2.53
GF Value