LU (Lufax Holding) Cash per Share: $3.66 (As of Dec. 2025)

What is Lufax Holding Cash per Share?

Lufax Holding LU -1.47% 53 Cash per Share is $3.66 as of Dec. 2025. GuruFocus rates LU with a GF Score™ of 53/100 and a GF Value™ of $2.65 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). Lufax Holding's Cash per Share for the quarter that ended in Dec. 2025 was $3.66.

Lufax Holding (NYSE:LU) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

Lufax Holding Cash per Share Related Terms

Lufax Holding Cash per Share Historical Data

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The historical data trend for Lufax Holding's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lufax Holding Cash per Share Chart

Lufax Holding Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Cash per Share

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9.68

11.13

9.80

4.79

3.66

Lufax Holding Semi-Annual Data
	Dec16	Dec17	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
Cash per Share	Get a 7-Day Free Trial												9.80	6.44	4.79	4.53	3.66

53GF Score

Lufax Holding Ltd LU

Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.

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Lufax Holding Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

Lufax Holding's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share	=	Balance Sheet Cash And Cash Equivalents	/	Shares Outstanding (EOP)
	=	3171.046	/	867
	=	3.66

Lufax Holding's Cash per Share for the quarter that ended in Dec. 2025 is calculated as:

Cash per Share	=	Balance Sheet Cash And Cash Equivalents	/	Shares Outstanding (EOP)
	=	3171.046	/	867
	=	3.66

Frequently Asked Questions Learn more about Cash per Share →

What does a Cash per Share of $3.66 mean?

Lufax Holding (LU) has a Cash per Share of $3.66 as of Dec. 2025. Cash per share is the per-share value of a company's available cash. View historical data for Lufax Holding and its competitors.

Is Lufax Holding's Cash per Share too high?

Lufax Holding's current Cash per Share is $3.66. Overall, Lufax Holding has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Lufax Holding's Cash per Share compare to FINV and JCAP?

Lufax Holding's Cash per Share of $3.66 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Cash per Share for a Credit Services company?

A good Cash per Share depends on the Credit Services industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Cash per Share mean?

A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for Lufax Holding and its competitors. Lufax Holding's current Cash per Share is $3.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Lufax Holding stock overvalued right now?

Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.65, compared to a current price of $1.34 — trading 49.4% below its estimated fair value. The current Cash per Share is $3.66. Lufax Holding's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Cash per Share calculated?

Cash per Share is calculated from a company's financial statements. For Lufax Holding (LU), the current Cash per Share is $3.66 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.34 is trading 49.4% below its estimated GF Value™ of $2.65. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

Cash per Share: $3.66
GF Value™: $2.65 vs. price of $1.34 (49.4% below fair value)
GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Industry Financial Services Credit Services

Comparable Companies FINV JCAP WRLD NAVI OPFI GDOT PRAA ATLC HTT RM V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges 0VU0:Germany

Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN

Website https://www.lu.com

Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.

53GF Score

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Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.34

Price

$2.65

GF Value

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