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Lufax HoldingLU +3.88%49 3-1 Month Momentum % is -31.44% as of Jul. 15, 2026. GuruFocus rates LU with a GF Score™ of 49/100 and a GF Value™ of $2.66 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 560 Credit Services companies, Lufax Holding ranks worse than 95.89% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-15), Lufax Holding's 3-1 Month Momentum % is -31.44%.
The industry rank for Lufax Holding's 3-1 Month Momentum % or its related term are showing as below:
LU's 3-1 Month Momentum % is ranked worse than 95.89% of 560
companies
in the Credit Services industry
Industry Median: -1.395
vs LU: -31.44
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Lufax Holding 3-1 Month Momentum % Related Terms
LU vs FINV, JCAP, WRLD: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Lufax Holding's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lufax Holding 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lufax Holding's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Lufax Holding's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lufax Holding (LU) has a 3-1 Month Momentum % of -31.44% as of Jul. 15, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Lufax Holding and its competitors. According to the industry distribution chart, Lufax Holding ranks #537 out of 560 companies in the Credit Services industry, placing it in the top 95.9%.
Is Lufax Holding's 3-1 Month Momentum % too high?
Lufax Holding's current 3-1 Month Momentum % is -31.44%. Based on the distribution chart, Lufax Holding ranks #537 out of 560 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Lufax Holding has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's 3-1 Month Momentum % compare to FINV and JCAP?
According to the Credit Services industry distribution chart, Lufax Holding ranks #537 out of 560 companies for 3-1 Month Momentum %. This places Lufax Holding in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Lufax Holding and its competitors. Lufax Holding's current 3-1 Month Momentum % is -31.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.66, compared to a current price of $1.34 — trading 49.6% below its estimated fair value. The current 3-1 Month Momentum % is -31.44%. Lufax Holding's overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Lufax Holding (LU), the current 3-1 Month Momentum % is -31.44% as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lufax Holding (LU) Overvalued in 2026?
Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued.
The current stock price of $1.34 is trading 49.6% below its estimated GF Value™ of $2.66.
GuruFocus considers Lufax Holding to be Significantly Undervalued.
Key valuation signals for LU:
3-1 Month Momentum %: -31.44%
GF Value™: $2.66 vs. price of $1.34 (49.6% below fair value)
No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
49GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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