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Lufax HoldingLU -2.99%47 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates LU with a GF Score™ of 47/100 and a GF Value™ of $2.18 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 138 Credit Services companies, Lufax Holding ranks worse than 724636.96% on this metric.
The historical rank and industry rank for Lufax Holding's 3-Year Dividend Growth Rate or its related term are showing as below:
LU's 3-Year Dividend Growth Rate is not ranked *
in the Credit Services industry.
Industry Median: 8.5 * Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 10 years, the highest Dividend Payout Ratio of Lufax Holding was 1.74. The lowest was 0.95. And the median was 1.35.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
During the past 10 years, the highest Dividend Yield of Lufax Holding was 69.61%. The lowest was 0.00%. And the median was 16.09%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lufax Holding 3-Year Dividend Growth Rate Related Terms>
LU vs JCAP, FINV, WRLD: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, Lufax Holding's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lufax Holding 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lufax Holding's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Lufax Holding's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 0.00% mean?
Lufax Holding (LU) has a 3-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Lufax Holding and its competitors. According to the industry distribution chart, Lufax Holding ranks #999999 out of 138 companies in the Credit Services industry.
Is Lufax Holding's 3-Year Dividend Growth Rate too high?
Lufax Holding's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Lufax Holding ranks #999999 out of 138 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Lufax Holding has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's 3-Year Dividend Growth Rate compare to JCAP and FINV?
According to the Credit Services industry distribution chart, Lufax Holding ranks #999999 out of 138 companies for 3-Year Dividend Growth Rate. This places Lufax Holding in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 8.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.50, based on 138 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Lufax Holding and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lufax Holding's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Possible Value Trap. The stock's GF Value™ is $2.18, compared to a current price of $1.30 — trading 40.4% below its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. Lufax Holding's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Lufax Holding (LU), the current 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lufax Holding (LU) Overvalued in 2026?
Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued.
The current stock price of $1.30 is trading 40.4% below its estimated GF Value™ of $2.18.
GuruFocus considers Lufax Holding to be Possible Value Trap.
Key valuation signals for LU:
3-Year Dividend Growth Rate: 0.00%
GF Value™: $2.18 vs. price of $1.30 (40.4% below fair value)
No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
47GF Score
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