LU (Lufax Holding) 1-Year Sharpe Ratio: -0.95 (As of Jul. 10, 2026)


LU Lufax Holding Ltd LU
51 GF Score
Price $1.34
GF Value $2.64
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Lufax Holding 1-Year Sharpe Ratio?

Lufax Holding LU -1.47% 51 1-Year Sharpe Ratio is -0.95 as of Jul. 10, 2026. GuruFocus rates LU with a GF Score™ of 51/100 and a GF Value™ of $2.64 (Significantly Undervalued). The stock has 2 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-10), Lufax Holding's 1-Year Sharpe Ratio is -0.95.

Lufax Holding  (NYSE:LU) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Lufax Holding 1-Year Sharpe Ratio Related Terms

LU vs FINV, JCAP, WRLD: 1-Year Sharpe Ratio Comparison

For the Credit Services subindustry, Lufax Holding's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lufax Holding 1-Year Sharpe Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Lufax Holding's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Lufax Holding's 1-Year Sharpe Ratio falls into.


LU
51GF Score
Lufax Holding Ltd LU
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Lufax Holding 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.95 mean?
Lufax Holding (LU) has a 1-Year Sharpe Ratio of -0.95 as of Jul. 10, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Lufax Holding and its competitors.
Is Lufax Holding's 1-Year Sharpe Ratio too high?
Lufax Holding's current 1-Year Sharpe Ratio is -0.95. Overall, Lufax Holding has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's 1-Year Sharpe Ratio compare to FINV and JCAP?
Lufax Holding's 1-Year Sharpe Ratio of -0.95 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Credit Services company?
A good 1-Year Sharpe Ratio depends on the Credit Services industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Lufax Holding and its competitors. Lufax Holding's current 1-Year Sharpe Ratio is -0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.64, compared to a current price of $1.34 — trading 49.2% below its estimated fair value. The current 1-Year Sharpe Ratio is -0.95. Lufax Holding's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Lufax Holding (LU), the current 1-Year Sharpe Ratio is -0.95 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.34 is trading 49.2% below its estimated GF Value™ of $2.64. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

  • 1-Year Sharpe Ratio: -0.95
  • GF Value™: $2.64 vs. price of $1.34 (49.2% below fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
51GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.34
Price
$2.64
GF Value