LU (Lufax Holding) YoY EPS Growth: -10.61% (As of Dec. 2025)

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LU Lufax Holding Ltd LU
56 GF Score
Price $1.55
GF Value $2.00
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Lufax Holding YoY EPS Growth?

Lufax Holding LU -6.63% 56 YoY EPS Growth is -10.61% as of Dec. 2025. GuruFocus rates LU with a GF Score™ of 56/100 and a GF Value™ of $2.00 (Modestly Undervalued). The stock has 2 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Lufax Holding's YoY EPS Growth for the quarter that ended in Dec. 2025 was -10.61%.

Lufax Holding's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $-0.22.

Lufax Holding YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Lufax Holding's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lufax Holding YoY EPS Growth Chart

Lufax Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.74 -53.70 -89.77 -482.41 54.80

Lufax Holding Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,542.86 -241.60 1.98 78.23 -10.61
LU
56GF Score
Lufax Holding Ltd LU
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Lufax Holding YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Lufax Holding's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(-0.344--0.761)/ | -0.761 |
=54.80 %

Lufax Holding's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 )) |
=(-0.219--0.198)/ | -0.198 |
=-10.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -10.61% mean?
Lufax Holding (LU) has a YoY EPS Growth of -10.61% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Lufax Holding and its competitors.
Is Lufax Holding's YoY EPS Growth too high?
Lufax Holding's current YoY EPS Growth is -10.61%. Overall, Lufax Holding has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's YoY EPS Growth compare to JCAP and FINV?
Lufax Holding's YoY EPS Growth of -10.61% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Credit Services company?
A good YoY EPS Growth depends on the Credit Services industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Lufax Holding and its competitors. Lufax Holding's current YoY EPS Growth is -10.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.00, compared to a current price of $1.55 — trading 22.5% below its estimated fair value. The current YoY EPS Growth is -10.61%. Lufax Holding's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Lufax Holding (LU), the current YoY EPS Growth is -10.61% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.55 is trading 22.5% below its estimated GF Value™ of $2.00. GuruFocus considers Lufax Holding to be Modestly Undervalued.

Key valuation signals for LU:

  • YoY EPS Growth: -10.61%
  • GF Value™: $2.00 vs. price of $1.55 (22.5% below fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
56GF Score

Get the complete analysis for LU

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.55
Price
$2.00
GF Value