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Lufax HoldingLU 53 Earnings per Share (Diluted) is $-0.34 as of Dec. 2025. GuruFocus rates LU with a GF Score™ of 53/100 and a GF Value™ of $2.67 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 432 Credit Services companies, Lufax Holding ranks worse than 231481.25% on this metric.
Lufax Holding's EPS (Basic) for the
six
months ended in Dec. 2025 was $-0.22.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.34.
During the past 10 years, Lufax Holding's highest 3-Year average EPS without NRI Growth Rate was 24.90% per year. The lowest was -61.80% per year. And the median was -4.95% per year.
Lufax Holding (NYSE:LU) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Lufax Holding Earnings per Share (Diluted) Related Terms
Lufax Holding Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Lufax Holding's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LU vs FINV, JCAP, WRLD: Earnings per Share (Diluted) Comparison
For the Credit Services subindustry, Lufax Holding's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lufax Holding PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lufax Holding's PE Ratio distribution charts can be found below:
* The bar in red indicates where Lufax Holding's PE Ratio falls into.
Lufax Holding Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Lufax Holding's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-0.34
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $-0.34 mean?
Lufax Holding (LU) has a Earnings per Share (Diluted) of $-0.34 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Lufax Holding and its competitors. According to the industry distribution chart, Lufax Holding ranks #999999 out of 432 companies in the Credit Services industry.
Is Lufax Holding's Earnings per Share (Diluted) too high?
Lufax Holding's current Earnings per Share (Diluted) is $-0.34. Based on the distribution chart, Lufax Holding ranks #999999 out of 432 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Lufax Holding has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Earnings per Share (Diluted) compare to FINV and JCAP?
According to the Credit Services industry distribution chart, Lufax Holding ranks #999999 out of 432 companies for Earnings per Share (Diluted). This places Lufax Holding in the lower half of its industry. The industry median Earnings per Share (Diluted) is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.40, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Lufax Holding and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lufax Holding's current Earnings per Share (Diluted) is $-0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.67, compared to a current price of $1.35 — trading 49.4% below its estimated fair value. The current Earnings per Share (Diluted) is $-0.34. Lufax Holding's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Lufax Holding (LU), the current Earnings per Share (Diluted) is $-0.34 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lufax Holding (LU) Overvalued in 2026?
Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued.
The current stock price of $1.35 is trading 49.4% below its estimated GF Value™ of $2.67.
GuruFocus considers Lufax Holding to be Significantly Undervalued.
Key valuation signals for LU:
Earnings per Share (Diluted): $-0.34
GF Value™: $2.67 vs. price of $1.35 (49.4% below fair value)
No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
53GF Score
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