LU (Lufax Holding) Selling, General, & Admin. Expense: $838 Mil (TTM As of Dec. 2025)


LU Lufax Holding Ltd LU
53 GF Score
Price $1.40
GF Value $2.64
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Lufax Holding Selling, General, & Admin. Expense?

Lufax Holding LU -2.10% 53 Selling, General, & Admin. Expense is $838 Mil as of Dec. 2025. GuruFocus rates LU with a GF Score™ of 53/100 and a GF Value™ of $2.64 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Lufax Holding's selling, general, & admin. expense for the six months ended in Dec. 2025 was $411 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $838 Mil.


Lufax Holding  (NYSE:LU) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Lufax Holding Selling, General, & Admin. Expense Related Terms


Lufax Holding Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Lufax Holding's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lufax Holding Selling, General, & Admin. Expense Chart

Lufax Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,383.79 2,675.06 1,714.06 1,020.51 845.94

Lufax Holding Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 758.97 540.61 481.83 426.95 410.67

LU vs FINV, JCAP, WRLD: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, Lufax Holding's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lufax Holding Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Lufax Holding's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Lufax Holding's Selling, General, & Admin. Expense falls into.


LU
53GF Score
Lufax Holding Ltd LU
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Lufax Holding Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $838 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $838 Mil mean?
Lufax Holding (LU) has a Selling, General, & Admin. Expense of $838 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Lufax Holding and its competitors.
Is Lufax Holding's Selling, General, & Admin. Expense too high?
Lufax Holding's current Selling, General, & Admin. Expense is $838 Mil. Overall, Lufax Holding has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Selling, General, & Admin. Expense compare to FINV and JCAP?
Lufax Holding's Selling, General, & Admin. Expense of $838 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Lufax Holding and its competitors. Lufax Holding's current Selling, General, & Admin. Expense is $838 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.64, compared to a current price of $1.40 — trading 47% below its estimated fair value. The current Selling, General, & Admin. Expense is $838 Mil. Lufax Holding's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Lufax Holding (LU), the current Selling, General, & Admin. Expense is $838 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.40 is trading 47% below its estimated GF Value™ of $2.64. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

  • Selling, General, & Admin. Expense: $838 Mil
  • GF Value™: $2.64 vs. price of $1.40 (47% below fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
53GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.40
Price
$2.64
GF Value