LU (Lufax Holding) Total Noninterest Expense: $999 Mil (As of Dec. 2025)


LU Lufax Holding Ltd LU
51 GF Score
Price $1.42
GF Value $2.64
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Lufax Holding Total Noninterest Expense?

Lufax Holding LU +1.43% 51 Total Noninterest Expense is $999 Mil as of Dec. 2025. GuruFocus rates LU with a GF Score™ of 51/100 and a GF Value™ of $2.64 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Lufax Holding's Total Noninterest Expense for the six months ended in Dec. 2025 was $497 Mil. Lufax Holding's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $999 Mil.

Lufax Holding Total Noninterest Expense Related Terms

Lufax Holding Total Noninterest Expense Historical Data

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The historical data trend for Lufax Holding's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lufax Holding Total Noninterest Expense Chart

Lufax Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,721.75 2,933.98 1,931.63 1,221.74 1,008.55

Lufax Holding Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 904.73 656.26 567.83 501.86 496.91
LU
51GF Score
Lufax Holding Ltd LU
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Lufax Holding Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $999 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $999 Mil mean?
Lufax Holding (LU) has a Total Noninterest Expense of $999 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Lufax Holding and its competitors.
Is Lufax Holding's Total Noninterest Expense too high?
Lufax Holding's current Total Noninterest Expense is $999 Mil. Overall, Lufax Holding has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Total Noninterest Expense compare to FINV and JCAP?
Lufax Holding's Total Noninterest Expense of $999 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Credit Services company?
A good Total Noninterest Expense depends on the Credit Services industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Lufax Holding and its competitors. Lufax Holding's current Total Noninterest Expense is $999 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.64, compared to a current price of $1.42 — trading 46.2% below its estimated fair value. The current Total Noninterest Expense is $999 Mil. Lufax Holding's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Lufax Holding (LU), the current Total Noninterest Expense is $999 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.42 is trading 46.2% below its estimated GF Value™ of $2.64. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

  • Total Noninterest Expense: $999 Mil
  • GF Value™: $2.64 vs. price of $1.42 (46.2% below fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
51GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.42
Price
$2.64
GF Value