LU (Lufax Holding) Growth Rank: 3 (As of Jul. 23, 2026) — Near Median

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LU Lufax Holding Ltd LU
53 GF Score
Price $1.37
GF Value $2.67
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Lufax Holding Growth Rank?

Lufax Holding LU 53 Growth Rank is 3 as of Jul. 23, 2026, which is at its 10-year median of 3.00. GuruFocus rates LU with a GF Score™ of 53/100 and a GF Value™ of $2.67 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Lufax Holding has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

LU vs FINV, JCAP, WRLD: Growth Rank Comparison

For the Credit Services subindustry, Lufax Holding's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lufax Holding Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Lufax Holding's Growth Rank distribution charts can be found below:

* The bar in red indicates where Lufax Holding's Growth Rank falls into.


LU
53GF Score
Lufax Holding Ltd LU
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Lufax Holding (LU) has a Growth Rank of 3 as of Jul. 23, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Lufax Holding and its competitors. This is near median its historical median of 3.00. Over the past decade, Lufax Holding's Growth Rank has ranged from 1.00 to 7.00.
Is Lufax Holding's Growth Rank too high?
Lufax Holding's current Growth Rank of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 7.00. Overall, Lufax Holding has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Growth Rank compare to FINV and JCAP?
Lufax Holding's Growth Rank of 3 can be compared against companies in the Credit Services industry. Historically, Lufax Holding's own Growth Rank has ranged from 1.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Lufax Holding and its competitors. Lufax Holding's current Growth Rank is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.67, compared to a current price of $1.37 — trading 48.7% below its estimated fair value. The current Growth Rank is 3, which is near median its 10-year median of 3.00. Lufax Holding's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Lufax Holding (LU), the current Growth Rank is 3 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.37 is trading 48.7% below its estimated GF Value™ of $2.67. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

  • Growth Rank: 3 (near median its 10-year median of 3.00)
  • GF Value™: $2.67 vs. price of $1.37 (48.7% below fair value)
  • GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
53GF Score

Get the complete analysis for LU

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.37
Price
$2.67
GF Value