LU (Lufax Holding) Long-Term Debt: $9,944 Mil (As of Dec. 2025)


LU Lufax Holding Ltd LU
49 GF Score
Price $1.27
GF Value $2.62
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Lufax Holding Long-Term Debt?

Lufax Holding LU +3.25% 49 Long-Term Debt is $9,944 Mil as of Dec. 2025. GuruFocus rates LU with a GF Score™ of 49/100 and a GF Value™ of $2.62 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Lufax Holding's Long-Term Debt for the quarter that ended in Dec. 2025 was $9,944 Mil.

Lufax Holding's quarterly Long-Term Debt increased from Dec. 2024 ($7,869 Mil) to Jun. 2025 ($8,279 Mil) and increased from Jun. 2025 ($8,279 Mil) to Dec. 2025 ($9,944 Mil).

Lufax Holding's annual Long-Term Debt increased from Dec. 2023 ($6,229 Mil) to Dec. 2024 ($7,869 Mil) and increased from Dec. 2024 ($7,869 Mil) to Dec. 2025 ($9,944 Mil).

Lufax Holding  (NYSE:LU) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Lufax Holding Long-Term Debt Related Terms

Lufax Holding Long-Term Debt Historical Data

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The historical data trend for Lufax Holding's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lufax Holding Long-Term Debt Chart

Lufax Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,908.45 7,511.21 6,228.61 7,868.56 9,944.30

Lufax Holding Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,228.61 6,464.91 7,868.56 8,279.24 9,944.30
LU
49GF Score
Lufax Holding Ltd LU
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $9,944 Mil mean?
Lufax Holding (LU) has a Long-Term Debt of $9,944 Mil as of Dec. 2025.
Is Lufax Holding's Long-Term Debt too high?
Lufax Holding's current Long-Term Debt is $9,944 Mil. Overall, Lufax Holding has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Long-Term Debt compare to FINV and JCAP?
Lufax Holding's Long-Term Debt of $9,944 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Lufax Holding's current Long-Term Debt is $9,944 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.62, compared to a current price of $1.27 — trading 51.5% below its estimated fair value. The current Long-Term Debt is $9,944 Mil. Lufax Holding's overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Lufax Holding (LU), the current Long-Term Debt is $9,944 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.27 is trading 51.5% below its estimated GF Value™ of $2.62. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

  • Long-Term Debt: $9,944 Mil
  • GF Value™: $2.62 vs. price of $1.27 (51.5% below fair value)
  • GF Score™: 49/100 with 1 warning sign

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
49GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.27
Price
$2.62
GF Value