LU (Lufax Holding) Tax Rate %: -11.60% (As of Dec. 2025)


LU Lufax Holding Ltd LU
51 GF Score
Price $1.43
GF Value $2.63
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Lufax Holding Tax Rate %?

Lufax Holding LU +8.33% 51 Tax Rate % is -11.60% as of Dec. 2025. GuruFocus rates LU with a GF Score™ of 51/100 and a GF Value™ of $2.63 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Lufax Holding's Tax Expense for the six months ended in Dec. 2025 was $18 Mil. Lufax Holding's Pre-Tax Income for the six months ended in Dec. 2025 was $-152 Mil. Therefore, Lufax Holding's Tax Rate % for the quarter that ended in Dec. 2025 was -11.60%.

Lufax Holding Tax Rate % Related Terms

Lufax Holding Tax Rate % Historical Data

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The historical data trend for Lufax Holding's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lufax Holding Tax Rate % Chart

Lufax Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.59 34.77 40.00 -73.36 -196.26

Lufax Holding Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.74 -159.21 -9.54 205.71 -11.60
LU
51GF Score
Lufax Holding Ltd LU
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lufax Holding Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Lufax Holding's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=160.987/-82.029
=-196.26 %

Lufax Holding's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=17.596/-151.736
=-11.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of -11.60% mean?
Lufax Holding (LU) has a Tax Rate % of -11.60% as of Dec. 2025.
Is Lufax Holding's Tax Rate % too high?
Lufax Holding's current Tax Rate % is -11.60%. Overall, Lufax Holding has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Tax Rate % compare to FINV and JCAP?
Lufax Holding's Tax Rate % of -11.60% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Credit Services company?
A good Tax Rate % depends on the Credit Services industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Lufax Holding's current Tax Rate % is -11.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.63, compared to a current price of $1.43 — trading 45.6% below its estimated fair value. The current Tax Rate % is -11.60%. Lufax Holding's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Lufax Holding (LU), the current Tax Rate % is -11.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.43 is trading 45.6% below its estimated GF Value™ of $2.63. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

  • Tax Rate %: -11.60%
  • GF Value™: $2.63 vs. price of $1.43 (45.6% below fair value)
  • GF Score™: 51/100 with 1 warning sign

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
51GF Score

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Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.43
Price
$2.63
GF Value