Lufax HoldingLU -2.10%51 Forward PE Ratio is 22.73 as of Jul. 03, 2026. GuruFocus rates LU with a GF Score™ of 51/100 and a GF Value™ of $2.64 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 188 Credit Services companies, Lufax Holding ranks worse than 89.89% on this metric.
Lufax Holding's Forward PE Ratio for today is 22.73.
Lufax Holding (NYSE:LU) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Lufax Holding Forward PE Ratio Related Terms
Lufax Holding Forward PE Ratio Historical Data
* Premium members only.
The historical data trend for Lufax Holding's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lufax Holding Forward PE Ratio Chart
Lufax Holding Annual Data
Trend
2021-12
2022-12
2023-12
2024-12
Forward PE Ratio
44.25
8.52
4.03
12.40
Lufax Holding Semi-Annual Data
2021-06
2021-12
2022-06
2022-12
2023-06
2023-12
2024-06
2024-12
2025-06
Forward PE Ratio
20.04
44.25
52.36
8.52
4.79
4.03
3.04
12.40
10.58
LU vs FINV, JCAP, WRLD: Forward PE Ratio Comparison
For the Credit Services subindustry, Lufax Holding's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lufax Holding Forward PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lufax Holding's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Lufax Holding's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Lufax Holding (LU) has a Forward PE Ratio of 22.73 as of Jul. 03, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Lufax Holding and its competitors. According to the industry distribution chart, Lufax Holding ranks #169 out of 188 companies in the Credit Services industry, placing it in the top 89.9%.
Is Lufax Holding's Forward PE Ratio too high?
Lufax Holding's current Forward PE Ratio is 22.73. The Credit Services industry median Forward PE Ratio is 10.15. Lufax Holding's value of 22.73 is 123.9% above this industry median. Based on the distribution chart, Lufax Holding ranks #169 out of 188 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Lufax Holding has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Forward PE Ratio compare to FINV and JCAP?
According to the Credit Services industry distribution chart, Lufax Holding ranks #169 out of 188 companies for Forward PE Ratio. This places Lufax Holding in the lower half of its industry. The industry median Forward PE Ratio is 10.15. Lufax Holding's value of 22.73 is 123.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Credit Services company?
The median Forward PE Ratio among Credit Services companies is 10.15, based on 188 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lufax Holding's current Forward PE Ratio of 22.73 is 123.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Lufax Holding and its competitors. For the Credit Services industry, the median Forward PE Ratio is 10.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lufax Holding's current Forward PE Ratio is 22.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.64, compared to a current price of $1.40 — trading 47% below its estimated fair value. The current Forward PE Ratio is 22.73 and 123.9% above the Credit Services industry median of 10.15. Lufax Holding's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Lufax Holding (LU), the current Forward PE Ratio is 22.73 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lufax Holding (LU) Overvalued in 2026?
Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued.
The current stock price of $1.40 is trading 47% below its estimated GF Value™ of $2.64.
GuruFocus considers Lufax Holding to be Significantly Undervalued.
Key valuation signals for LU:
Forward PE Ratio: 22.73
GF Value™: $2.64 vs. price of $1.40 (47% below fair value)
Industry Position: 123.9% above the Credit Services median (#169 of 188)
No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
51GF Score
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