Lufax HoldingLU -3.91%49 FCF Yield % is 164.26 as of Jun. 26, 2026, which is 1174% above its 10-year median of 12.89. GuruFocus rates LU with a GF Score™ of 49/100 and a GF Value™ of $2.62 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 541 Credit Services companies, Lufax Holding ranks better than 97.6% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Lufax Holding FCF Yield % Related Terms
Lufax Holding FCF Yield % Historical Data
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The historical data trend for Lufax Holding's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Lufax Holding's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lufax Holding FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lufax Holding's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Lufax Holding's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lufax Holding (LU) has a FCF Yield % of 164.26 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Lufax Holding and its competitors. This is 1174% above median its historical median of 12.89. Over the past decade, Lufax Holding's FCF Yield % has ranged from 0.69 to 164.26. According to the industry distribution chart, Lufax Holding ranks #13 out of 541 companies in the Credit Services industry, placing it in the top 2.4%.
Is Lufax Holding's FCF Yield % too high?
Lufax Holding's current FCF Yield % of 164.26 is 1174% above median its 10-year median of 12.89. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 164.26. Based on the distribution chart, Lufax Holding ranks #13 out of 541 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Lufax Holding has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's FCF Yield % compare to ATLC and FINV?
According to the Credit Services industry distribution chart, Lufax Holding ranks #13 out of 541 companies for FCF Yield %. This places Lufax Holding in the top 2% of its industry — outperforming the majority of peers. Historically, Lufax Holding's own FCF Yield % has ranged from 0.69 to 164.26 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Lufax Holding and its competitors. Lufax Holding's current FCF Yield % is 164.26, which is 1174% above median its own 10-year median of 12.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.62, compared to a current price of $1.23 — trading 53.1% below its estimated fair value. The current FCF Yield % is 164.26, which is 1174% above median its 10-year median of 12.89. Lufax Holding's overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Lufax Holding (LU), the current FCF Yield % is 164.26 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lufax Holding (LU) Overvalued in 2026?
Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued.
The current stock price of $1.23 is trading 53.1% below its estimated GF Value™ of $2.62.
GuruFocus considers Lufax Holding to be Significantly Undervalued.
Key valuation signals for LU:
FCF Yield %: 164.26 (1174% above median its 10-year median of 12.89)
GF Value™: $2.62 vs. price of $1.23 (53.1% below fair value)
No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
49GF Score
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