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Pretax income is the income that a company earns before paying income taxes. Lufax Holding's pretax income for the
six
months ended in Dec. 2025 was $-152 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $-83 Mil.
Lufax Holding's pretax margin was -9.58%.
During the past 10 years, Lufax Holding's highest Pretax Margin was 53.00%. The lowest was -10.84%. And the median was 35.37%.
During the past 10 years, Lufax Holding's highest Pretax Margin was 53.00%. The lowest was -10.84%. And the median was 35.37%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lufax Holding Pre-Tax Income Related Terms
Lufax Holding Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for Lufax Holding's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Lufax Holding's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lufax Holding Pre-Tax Income vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lufax Holding's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Lufax Holding's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-83 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lufax Holding (LU) has a Pre-Tax Income of $-83 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Lufax Holding and its competitors.
Is Lufax Holding's Pre-Tax Income too high?
Lufax Holding's current Pre-Tax Income is $-83 Mil. Overall, Lufax Holding has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Pre-Tax Income compare to JCAP and FINV?
Lufax Holding's Pre-Tax Income of $-83 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Lufax Holding and its competitors. Lufax Holding's current Pre-Tax Income is $-83 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.00, compared to a current price of $1.57 — trading 21.8% below its estimated fair value. The current Pre-Tax Income is $-83 Mil. Lufax Holding's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Lufax Holding (LU), the current Pre-Tax Income is $-83 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lufax Holding (LU) Overvalued in 2026?
Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued.
The current stock price of $1.57 is trading 21.8% below its estimated GF Value™ of $2.00.
GuruFocus considers Lufax Holding to be Modestly Undervalued.
Key valuation signals for LU:
Pre-Tax Income: $-83 Mil
GF Value™: $2.00 vs. price of $1.57 (21.8% below fair value)
No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
56GF Score
Get the complete analysis for LU
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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