LU (Lufax Holding) Net Interest Income: $1,946 Mil (TTM As of Jun. 2026)

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LU Lufax Holding Ltd LU
47 GF Score
Price $1.27
GF Value $2.18
Valuation Possible Value Trap
! 2 Warning Signs
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What is Lufax Holding Net Interest Income?

Lufax Holding LU -2.31% 47 Net Interest Income is $1,946 Mil as of Jun. 2026. GuruFocus rates LU with a GF Score™ of 47/100 and a GF Value™ of $2.18 (Possible Value Trap). The stock has 2 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Lufax Holding's net interest income for the six months ended in Jun. 2026 was $990 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was $1,946 Mil.

Lufax Holding Net Interest Income Related Terms

Lufax Holding Net Interest Income Historical Data

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The historical data trend for Lufax Holding's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lufax Holding Net Interest Income Chart

Lufax Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,157.46 2,578.67 1,804.92 1,696.44 1,853.80

Lufax Holding Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 831.67 867.74 880.45 956.20 990.16
LU
47GF Score
Lufax Holding Ltd LU
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Lufax Holding Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was $1,946 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of $1,946 Mil mean?
Lufax Holding (LU) has a Net Interest Income of $1,946 Mil as of Jun. 2026.
Is Lufax Holding's Net Interest Income too high?
Lufax Holding's current Net Interest Income is $1,946 Mil. Overall, Lufax Holding has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Net Interest Income compare to JCAP and FINV?
Lufax Holding's Net Interest Income of $1,946 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Credit Services company?
A good Net Interest Income depends on the Credit Services industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Lufax Holding's current Net Interest Income is $1,946 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Possible Value Trap. The stock's GF Value™ is $2.18, compared to a current price of $1.27 — trading 41.7% below its estimated fair value. The current Net Interest Income is $1,946 Mil. Lufax Holding's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Lufax Holding (LU), the current Net Interest Income is $1,946 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.27 is trading 41.7% below its estimated GF Value™ of $2.18. GuruFocus considers Lufax Holding to be Possible Value Trap.

Key valuation signals for LU:

  • Net Interest Income: $1,946 Mil
  • GF Value™: $2.18 vs. price of $1.27 (41.7% below fair value)
  • GF Score™: 47/100 with 2 warning signs

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
47GF Score

Get the complete analysis for LU

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.27
Price
$2.18
GF Value