Lufax HoldingLU +2.85%49 PS Ratio is 0.34 as of Jun. 26, 2026, which is 53% below its 10-year median of 0.72. GuruFocus rates LU with a GF Score™ of 49/100 and a GF Value™ of $2.62 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 522 Credit Services companies, Lufax Holding ranks better than 97.32% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Lufax Holding's share price is $1.265.
Lufax Holding's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $3.75. Hence, Lufax Holding's PS Ratio for today is 0.34.
Good Sign:
Lufax Holding Ltd stock PS Ratio (=0.32) is close to 2-year low of 0.32.
The historical rank and industry rank for Lufax Holding's PS Ratio or its related term are showing as below:
LU'
s PS Ratio Range Over the Past 10 Years
Min: 0.23 Med: 0.72 Max: 7.19
Current: 0.33
During the past 10 years, Lufax Holding's highest PS Ratio was 7.19. The lowest was 0.23. And the median was 0.72.
LU's PS Ratio is ranked better than 97.32% of 522
companies
in the Credit Services industry
Industry Median: 2.855
vs LU: 0.33
Lufax Holding Ltd revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Lufax Holding was 0.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -32.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -24.90% per year.
During the past 10 years, Lufax Holding's highest 3-Year average Revenue per Share Growth Rate was 23.00% per year. The lowest was -33.10% per year. And the median was -6.30% per year.
Back to Basics: PS Ratio
Lufax Holding (NYSE:LU) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Lufax Holding PS Ratio Related Terms
Lufax Holding PS Ratio Historical Data
* Premium members only.
The historical data trend for Lufax Holding's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Lufax Holding's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lufax Holding PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lufax Holding's PS Ratio distribution charts can be found below:
* The bar in red indicates where Lufax Holding's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Lufax Holding's Share Price of today is $1.265.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Lufax Holding's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $3.75.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Lufax Holding (LU) has a PS Ratio of 0.34 as of Jun. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Lufax Holding and its competitors. This is 53% below median its historical median of 0.72. Over the past decade, Lufax Holding's PS Ratio has ranged from 0.23 to 7.19. According to the industry distribution chart, Lufax Holding ranks #14 out of 522 companies in the Credit Services industry, placing it in the top 2.7%.
Is Lufax Holding's PS Ratio too high?
Lufax Holding's current PS Ratio of 0.34 is 53% below median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 7.19. The Credit Services industry median PS Ratio is 2.86. Lufax Holding's value of 0.34 is 88.1% below this industry median. Based on the distribution chart, Lufax Holding ranks #14 out of 522 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Lufax Holding has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's PS Ratio compare to ATLC and FINV?
According to the Credit Services industry distribution chart, Lufax Holding ranks #14 out of 522 companies for PS Ratio. This places Lufax Holding in the top 3% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.86. Lufax Holding's value of 0.34 is 88.1% below this benchmark. Historically, Lufax Holding's own PS Ratio has ranged from 0.23 to 7.19 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 2.86, Lufax Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.86, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lufax Holding's current PS Ratio of 0.34 is 88.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Lufax Holding and its competitors. For the Credit Services industry, the median PS Ratio is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lufax Holding's current PS Ratio is 0.34, which is 53% below median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.62, compared to a current price of $1.27 — trading 51.7% below its estimated fair value. The current PS Ratio is 0.34, which is 53% below median its 10-year median of 0.72 and 88.1% below the Credit Services industry median of 2.86. Lufax Holding's overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Lufax Holding (LU), the current PS Ratio is 0.34 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lufax Holding (LU) Overvalued in 2026?
Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued.
The current stock price of $1.27 is trading 51.7% below its estimated GF Value™ of $2.62.
GuruFocus considers Lufax Holding to be Significantly Undervalued.
Key valuation signals for LU:
PS Ratio: 0.34 (53% below median its 10-year median of 0.72)
GF Value™: $2.62 vs. price of $1.27 (51.7% below fair value)
Industry Position: 88.1% below the Credit Services median (#14 of 522)
No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
49GF Score
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