LU (Lufax Holding) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 26, 2026)


LU Lufax Holding Ltd LU
49 GF Score
Price $1.23
GF Value $2.62
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Lufax Holding Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Lufax Holding's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

LU vs ATLC, FINV, ECPG: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Lufax Holding's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lufax Holding Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Lufax Holding's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Lufax Holding's Margin of Safety % (DCF FCF Based) falls into.


LU
49GF Score
Lufax Holding Ltd LU
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.23 is trading 53.1% below its estimated GF Value™ of $2.62. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $2.62 vs. price of $1.23 (53.1% below fair value)
  • GF Score™: 49/100 with 1 warning sign

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
49GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.23
Price
$2.62
GF Value