LU (Lufax Holding) Risk Assessment


LU Lufax Holding Ltd LU
51 GF Score
Price $1.43
GF Value $2.63
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Lufax Holding Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Lufax Holding is: High Risk: High uncertainty with risk-return tradeoff.

Lufax Holding  (NYSE:LU) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Lufax Holding Risk Assessment Related Terms

LU vs FINV, JCAP, WRLD: Risk Assessment Comparison

For the Credit Services subindustry, Lufax Holding's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lufax Holding Risk Assessment vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Lufax Holding's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Lufax Holding's Risk Assessment falls into.


LU
51GF Score
Lufax Holding Ltd LU
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.43 is trading 45.5% below its estimated GF Value™ of $2.63. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

  • Risk Assessment:
  • GF Value™: $2.63 vs. price of $1.43 (45.5% below fair value)
  • GF Score™: 51/100 with 1 warning sign

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
51GF Score

Get the complete analysis for LU

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.43
Price
$2.63
GF Value