LU (Lufax Holding) Total Payout Ratio: 0.00 (As of Jul. 11, 2026)


LU Lufax Holding Ltd LU
53 GF Score
Price $1.34
GF Value $2.65
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Lufax Holding Total Payout Ratio?

Lufax Holding LU -1.47% 53 Total Payout Ratio is 0.00 as of Jul. 11, 2026. GuruFocus rates LU with a GF Score™ of 53/100 and a GF Value™ of $2.65 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Lufax Holding's current Total Payout Ratio is 0.00.

Lufax Holding Total Payout Ratio Related Terms

Lufax Holding Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Lufax Holding's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lufax Holding Total Payout Ratio Chart

Lufax Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.64 0.90 -2.47 0.00

Lufax Holding Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.78 0.00 0.00 0.00 0.00

LU vs FINV, JCAP, WRLD: Total Payout Ratio Comparison

For the Credit Services subindustry, Lufax Holding's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lufax Holding Total Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Lufax Holding's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Lufax Holding's Total Payout Ratio falls into.


LU
53GF Score
Lufax Holding Ltd LU
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Lufax Holding Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Lufax Holding's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / -82.029
=0.00

Lufax Holding's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / -188.898
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.00 mean?
Lufax Holding (LU) has a Total Payout Ratio of 0.00 as of Jul. 11, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Lufax Holding and its competitors.
Is Lufax Holding's Total Payout Ratio too high?
Lufax Holding's current Total Payout Ratio is 0.00. Overall, Lufax Holding has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's Total Payout Ratio compare to FINV and JCAP?
Lufax Holding's Total Payout Ratio of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Credit Services company?
A good Total Payout Ratio depends on the Credit Services industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Lufax Holding and its competitors. Lufax Holding's current Total Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (LU) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.65, compared to a current price of $1.34 — trading 49.4% below its estimated fair value. The current Total Payout Ratio is 0.00. Lufax Holding's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Lufax Holding (LU), the current Total Payout Ratio is 0.00 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (LU) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of $1.34 is trading 49.4% below its estimated GF Value™ of $2.65. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for LU:

  • Total Payout Ratio: 0.00
  • GF Value™: $2.65 vs. price of $1.34 (49.4% below fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the LU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges 0VU0:Germany
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
53GF Score

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Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.34
Price
$2.65
GF Value